Our business loan interest starts from 10.5%. Final pricing depends on loan amount, tenure, and business profile.
Phone No:
+91 81298 98898
Trusted by 6,000+ Business Owners Across Kerala
Grow your business with tailored funding from Octal Finance. Get quick business loans for working capital, expansion, inventory, and equipment needs.
Whether you need funds for expansion, inventory, equipment, or cash flow, we provide fast and reliable financing solutions.
Business Loans Approved
Crores Disbursed
Branches in Kerala
Happy Business Clients
Fastest Approval (Hours)
Interest Rate From (%)
Octal Finance offers business-friendly funding with quick approvals, higher limits, and structured repayment support for growing enterprises.
Tell us your funding purpose, loan amount, and repayment preference for a tailored loan recommendation.
1
Provide KYC, business proof, bank statements, and basic financials for verification.
2
Our team reviews your profile and confirms sanction terms including amount, rate, and tenure.
3
Complete formalities and receive funds directly to your account for immediate business use.
4Eligible businesses can access unsecured funding options for working capital and expansion.
Clear interest rates and fee structure with no hidden surprises during processing or repayment.
Choose tenure up to 10 years with repayment schedules aligned to your business cash flow.
Receive funds quickly after sanction so you can act on business opportunities in time.
Specialized financing solutions for MSMEs, traders, manufacturers, and service businesses.
Get personalized support throughout loan tenure for smoother servicing and future funding needs.
"Octal Finance approved our Rs 25 lakhs working capital loan quickly. It helped us stabilize operations and improve inventory planning."
"Clear documentation support and quick sanction. We got MSME funding on time for supplier payments and payroll."
"Octal helped us fund branch expansion with structured repayment. The team was professional and responsive throughout."
"Our seasonal business needed short-term cash support. Octal's repayment flexibility matched our revenue cycle perfectly."
"We upgraded machinery with Octal's business loan and improved output. Rates were fair and disbursal was timely."
"No hidden terms, quick communication, and practical loan advice. Octal is now our trusted finance partner."
"Octal Finance approved our Rs 25 lakhs working capital loan quickly. It helped us stabilize operations and improve inventory planning."
"Clear documentation support and quick sanction. We got MSME funding on time for supplier payments and payroll."
"Octal helped us fund branch expansion with structured repayment. The team was professional and responsive throughout."
"Our seasonal business needed short-term cash support. Octal's repayment flexibility matched our revenue cycle perfectly."
"We upgraded machinery with Octal's business loan and improved output. Rates were fair and disbursal was timely."
"No hidden terms, quick communication, and practical loan advice. Octal is now our trusted finance partner."
"Needed urgent funds for supplier payments. Octal approved our business loan quickly and helped us avoid production delays."
"Compared multiple lenders, but Octal offered clear terms and faster service. Got timely funds for business expansion."
Our business loan interest starts from 10.5%. Final pricing depends on loan amount, tenure, and business profile.
Most business loans are approved within 24 to 48 hours after documentation and credit review.
You can get funding up to Rs 2 Crores based on eligibility, cash flow, and repayment capacity.
KYC, business proof, bank statements, GST/ITR details, and basic financial documents are generally required.
Yes, eligible businesses can avail collateral-free options based on profile and lender criteria.
Yes. Prepayment and foreclosure options are available as per loan terms and applicable charges.
Satisfied Business Clients
Branches Across Kerala
Business Finance Guide
Learn practical strategies to estimate working capital needs and choose the right funding amount for smooth operations.
Continue Reading
Growth Planning
Understand how to calculate expansion ROI and choose a loan amount that supports growth without over-burdening cash flow.
Continue Reading
Document Checklist
Keep your KYC, business registrations, financials, and bank statements ready to speed up the approval process.
Continue Reading16/606-5, 1st Floor, JAMS Arcade, Thrissur Road, Kanippayyur P.O, Kunnamkulam, Kerala 680517
24/7 available, call us anytime