About Octal Finance

Building Trust and Financial Growth Across Kerala

Who We Are

About Us

OCTAL FINANCE PVT LTD is a trusted Non-Banking Financial Company dedicated to empowering your financial aspirations. We are more than just a financial institution; we are your partner in realizing your dreams and securing your future. Founded with a vision to redefine financial services, OCTAL FINANCE PRIVATE LIMITED was incorporated on March 28, 1996 under the Companies Act of 1956 with our registered office located in Kolkata and a corporate office in Kunnamkulam, Kerala.

We acquired the status of NBFC (Non-Banking Financial Company) approved by the Reserve Bank of India in 2003, positioning ourselves to serve our customers with efficiency and effectiveness. We have become a trusted financial partner for people from all walks of life seeking innovative and customized financial solutions. At OCTAL FINANCE PVT LTD, we take immense pride in our deep understanding of the local market dynamics in Kerala, allowing us to offer financial products and services tailor-made to suit the distinct requirements of our diverse clientele.

We play a pivotal role in promoting the savings habit among middle-class people and enriching their lives by providing personalized financial solutions that are easy to access. Our commitment to these values has earned us the trust and respect of our stakeholders. We see ourselves as more than just a financial company; we are a catalyst for economic growth, prosperity, and empowerment in the communities we serve.

Our Core Values

Mission & Vision

Our Mission

At OCTAL FINANCE PVT LTD, we are committed to transforming financial landscapes and enhancing the lives of individuals, businesses, and communities through accessible and innovative financial solutions. We are at the forefront of using innovation and technology to serve our customers effectively. Our commitment to providing innovative solutions coupled with strong ethical values sets us apart from the competition. We pride ourselves on our customer-centric approach, always putting the needs and interests of our clients first.

Our Vision

Empowering Financial Futures, Enriching Lives. We constantly strive to stay ahead of industry trends and technological advancements, ensuring that our clients have access to the latest financial products and services. Through our robust risk management practices and stringent quality control measures, we ensure our clients can rely on us for their financial needs with complete peace of mind.

Legal Documents

Policy Documents

Access our important policy documents and regulatory information.

Fair Practice Code
Our commitment to fair and transparent practices in all customer interactions.
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Loan Policy
Complete loan policies governing our lending terms, conditions, and procedures.
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Interest Rate Fixation Policy
Transparent disclosure of our interest rate fixation methodology and policy.
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KYC & AML Policy
Know Your Customer and Anti-Money Laundering compliance procedures and guidelines.
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Whistle Blower Policy
Policy protecting employees who report unethical practices and violations.
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