Our auto loan interest starts from 8.5%. The final rate depends on vehicle type, loan amount, and your profile.
Phone No:
+91 81298 98898
Trusted by 8,000+ Vehicle Buyers Across Kerala
Finance your dream car or bike with Octal Finance's fast and affordable auto loans. Get high loan eligibility, low interest rates, and flexible repayment options.
Our team helps you get quick approvals, transparent terms, and customized EMI plans so buying your vehicle is simple and stress-free.
Auto Loans Disbursed
Crores Disbursed
Branches in Kerala
Happy Vehicle Owners
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Octal Finance offers affordable auto loans with high eligibility, quick approvals, and flexible repayment options for all vehicle categories.
Select your vehicle and submit a simple auto loan application online or at your nearest branch.
1
Provide KYC, income proof, and vehicle quotation. Our team helps you complete the documentation quickly.
2
Get sanction confirmation with clear terms, interest rate, and EMI schedule tailored to your budget.
3
Loan is disbursed to the dealer and you can take delivery of your vehicle with confidence.
4Get competitive interest rates from 8.5% with affordable EMI options and transparent terms
Finance up to 90% of on-road vehicle price to reduce your upfront down payment burden
Choose repayment tenure from 12 to 84 months based on your comfort and cash flow
Fast approvals with streamlined checks so your vehicle purchase is never delayed
Simple documentation with support from our team for faster approvals and easy disbursal
Finance both new and pre-owned vehicles with customized loan options for every buyer
"Needed urgent approval for my new car booking. Octal Finance sanctioned my auto loan in one day with clear EMI options."
"Got Rs 9 lakhs for my hatchback with flexible tenure. EMI is comfortable and staff explained every charge clearly."
"Compared multiple lenders and chose Octal for lower interest and better service. Disbursal was quick and hassle-free."
"Financed my used car purchase without stress. Documentation was simple and approval came faster than expected."
"Took commercial vehicle loan for my delivery business. Good rate, quick process, and excellent customer support."
"Very professional guidance from application to disbursal. I got the right tenure and manageable monthly EMI."
"Needed urgent approval for my new car booking. Octal Finance sanctioned my auto loan in one day with clear EMI options."
"Got Rs 9 lakhs for my hatchback with flexible tenure. EMI is comfortable and staff explained every charge clearly."
"Compared multiple lenders and chose Octal for lower interest and better service. Disbursal was quick and hassle-free."
"Financed my used car purchase without stress. Documentation was simple and approval came faster than expected."
"Took commercial vehicle loan for my delivery business. Good rate, quick process, and excellent customer support."
"Very professional guidance from application to disbursal. I got the right tenure and manageable monthly EMI."
"Booked my car and needed fast financing. Octal approved Rs 11 lakhs quickly and I took delivery on time."
"Got a good used car loan with fair rate and clear repayment plan. Entire process was simple and transparent."
Our auto loan interest starts from 8.5%. The final rate depends on vehicle type, loan amount, and your profile.
Most auto loans are approved within 24 to 48 hours after document verification and eligibility checks.
You can get up to Rs 50 lakhs and up to 90% of on-road vehicle value, based on eligibility and lender policy.
You need KYC documents, income proof, bank statements, and vehicle quotation/invoice for processing.
Yes. We provide loans for new cars, used cars, two wheelers, and select commercial vehicles.
Yes. Part-prepayment and foreclosure are available as per loan terms. Our team will explain charges, if applicable.
Satisfied Vehicle Owners
Branches Across Kerala
Auto Loan Guide
Understand how tenure affects monthly EMI and total interest so you can choose a repayment plan that fits your budget.
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Buyer Tips
Compare interest rates, down payment, and eligibility factors to decide the best financing option for your next vehicle.
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Documentation
Keep your KYC, income proof, bank statements, and vehicle quotation ready to speed up your loan approval process.
Continue Reading16/606-5, 1st Floor, JAMS Arcade, Thrissur Road, Kanippayyur P.O, Kunnamkulam, Kerala 680517
24/7 available, call us anytime